Have you ever made a purchase based solely on the appearance of the product? Are simple packaging or marketing words such as 'environmentally friendly' enough to make you choose one product over another? It is possible that you are falling prey to greenwashing. Everywhere and everywhere we go, this is an ever-present issue.

When you implement a budget, even when you have money in your accounts, you need to acknowledge that each and every dollar has a job to do or purpose to accomplish. If you need something new, you need to factor in more money. A budget will also give you insights into what you are spending your money.